Welcome to Kintsugi Utils

A personal toolbox for health, finance, academics, and everyday life. Let's get you set up — it only takes a moment.

Age Verification

Kintsugi Utils is intended for users aged 13 and above (16+ in EU countries where that's the threshold). Please confirm your age to continue.

Loan & Interest

Monthly payments & interest

About the Rates Calculator

What is this?

A rate is a ratio that compares two quantities with different units — kilometres per hour, words per minute, or cost per unit. Understanding rates helps you compare options, spot the best value, and make sense of everything from phone data plans to electricity tariffs. This calculator converts between different rate units so you can compare like with like.

How it is calculated

To convert a rate, multiply the original value by a conversion factor that relates the two units. For example, to convert 60 km/h to m/s, multiply by 1,000 and divide by 3,600 (since 1 km = 1,000 m and 1 hour = 3,600 seconds), giving 16.67 m/s. The key is to keep track of the units and cancel them correctly.

Reference ranges

Speedkm/h, mph, m/s
DataMB/s, GB/min
Costper unit, per hour
Good to know: When comparing rates, always confirm the units match. A phone plan offering 1 GB for 10 dollars is not directly comparable to one offering 500 MB for 6 dollars until you convert both to a cost-per-GB figure.

Frequently asked questions

How do I compare two rates with different units?

Convert both to the same unit first. For example, convert 30 mph and 50 km/h both to km/h (30 mph ≈ 48 km/h) so you can compare them directly.

What is a unit rate?

A unit rate expresses a quantity per one unit of another measure — for example, 3 dollars per litre or 60 words per minute. Unit rates make comparison straightforward.

Why do rates matter in daily life?

Rates help you evaluate value: cost per gram at the supermarket, fuel efficiency of a car, or the price per gigabyte of a data plan. They turn raw numbers into meaningful comparisons.

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Loan & Interest

Calculate loan payments, simple interest, or compound interest. Switch between modes at the top.